A lack of direction and constant shifts in planning policy at local and national government level is putting a block on outdated commercial buildings being converted into well-designed new homes, according to leading estate agents Winkworth.

That’s the million dollar question. Over the past 30 years, homeowners across the UK have accrued enormous profits from their properties, and the boom seems to keep on booming against the odds.

Fancy living in your own palace? Here are some grand properties where you’ll find yourself as close to royalty as it’s possible to be.

A look at some issues that might create problems for mortgage lenders –  and how to avoid them. If you’re planning to buy your first property, what could stand in your way?